Report Detail

Service & Software Global Fintech Lending Supply, Demand and Key Producers, 2026-2032

  • RnM4667045
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  • 22 January, 2026
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  • Global
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  • 185 Pages
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  • GIR
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  • Service & Software

The global Fintech Lending market size is expected to reach $ 1659520 million by 2032, rising at a market growth of 15.6% CAGR during the forecast period (2026-2032).
Fintech lenders employ the latest financial technologies to streamline the traditionally out-of-date and non-transparent lending process. Not only has fintech given lenders the power to speed up their payment processing times and de-mystify their policies, but it has also given lenders the ability to offer personalized experiences based on each loan and mortgage seeker’s needs.
Global fintech lending key players include Ant Group, JD Digits, Du Xiaoman Finance, SoFi, GrabFinance, etc. Global top 5 manufacturers hold a share over 40%.
Asia-Pacific is the largest market, with a share over 45%, followed by North America, and Europe, both have a share about 45 percent. In terms of product, P2P business lending is the largest segment, with a share over 50%. And in terms of application, the largest application is private lending, followed by company lending, etc.
This report studies the global Fintech Lending demand, key companies, and key regions.
This report is a detailed and comprehensive analysis of the world market for Fintech Lending, and provides market size (US$ million) and Year-over-Year (YoY) growth, considering 2025 as the base year. This report explores demand trends and competition, as well as details the characteristics of Fintech Lending that contribute to its increasing demand across many markets.
Highlights and key features of the study
Global Fintech Lending total market, 2021-2032, (USD Million)
Global Fintech Lending total market by region & country, CAGR, 2021-2032, (USD Million)
U.S. VS China: Fintech Lending total market, key domestic companies, and share, (USD Million)
Global Fintech Lending revenue by player, revenue and market share 2021-2026, (USD Million)
Global Fintech Lending total market by Type, CAGR, 2021-2032, (USD Million)
Global Fintech Lending total market by Application, CAGR, 2021-2032, (USD Million)
This report profiles major players in the global Fintech Lending market based on the following parameters - company overview, revenue, gross margin, product portfolio, geographical presence, and key developments. Key companies covered as a part of this study include Ant Group, JD Digits, GrabFinance, Du Xiaoman Finance, SoFi, Atom Bank, Lending Club, Prosper, Upstart, Enova, etc.
This report also provides key insights about market drivers, restraints, opportunities, new product launches or approvals.
Stakeholders would have ease in decision-making through various strategy matrices used in analyzing the world Fintech Lending market
Detailed Segmentation:
Each section contains quantitative market data including market by value (US$ Millions), by player, by regions, by Type, and by Application. Data is given for the years 2021-2032 by year with 2025 as the base year, 2026 as the estimate year, and 2027-2032 as the forecast year.
Global Fintech Lending Market, By Region:
United States
China
Europe
Japan
South Korea
ASEAN
India
Rest of World
Global Fintech Lending Market, Segmentation by Type:
P2P Business Lending
P2P Consumer Lending
Others
Global Fintech Lending Market, Segmentation by Application:
Private Lending
Company Lending
Others
Companies Profiled:
Ant Group
JD Digits
GrabFinance
Du Xiaoman Finance
SoFi
Atom Bank
Lending Club
Prosper
Upstart
Enova
Avant
Funding Circle
OnDeck
Zopa
October
RateSetter (Metro Bank)
Auxmoney
GreeSky
Borro
Affirm
Tala
Best Egg
Earnest
Kabbage
CreditEase
Lufax
Renrendai
Key Questions Answered
1. How big is the global Fintech Lending market?
2. What is the demand of the global Fintech Lending market?
3. What is the year over year growth of the global Fintech Lending market?
4. What is the total value of the global Fintech Lending market?
5. Who are the Major Players in the global Fintech Lending market?
6. What are the growth factors driving the market demand?


1 Supply Summary

  • 1.1 Fintech Lending Introduction
  • 1.2 World Fintech Lending Market Size & Forecast (2021 & 2025 & 2032)
  • 1.3 World Fintech Lending Total Market by Region (by Headquarter Location)
    • 1.3.1 World Fintech Lending Market Size by Region (2021-2032), (by Headquarter Location)
    • 1.3.2 United States Based Company Fintech Lending Revenue (2021-2032)
    • 1.3.3 China Based Company Fintech Lending Revenue (2021-2032)
    • 1.3.4 Europe Based Company Fintech Lending Revenue (2021-2032)
    • 1.3.5 Japan Based Company Fintech Lending Revenue (2021-2032)
    • 1.3.6 South Korea Based Company Fintech Lending Revenue (2021-2032)
    • 1.3.7 ASEAN Based Company Fintech Lending Revenue (2021-2032)
    • 1.3.8 India Based Company Fintech Lending Revenue (2021-2032)
  • 1.4 Market Drivers, Restraints and Trends
    • 1.4.1 Fintech Lending Market Drivers
    • 1.4.2 Factors Affecting Demand
    • 1.4.3 Major Market Trends

2 Demand Summary

  • 2.1 World Fintech Lending Consumption Value (2021-2032)
  • 2.2 World Fintech Lending Consumption Value by Region
    • 2.2.1 World Fintech Lending Consumption Value by Region (2021-2026)
    • 2.2.2 World Fintech Lending Consumption Value Forecast by Region (2027-2032)
  • 2.3 United States Fintech Lending Consumption Value (2021-2032)
  • 2.4 China Fintech Lending Consumption Value (2021-2032)
  • 2.5 Europe Fintech Lending Consumption Value (2021-2032)
  • 2.6 Japan Fintech Lending Consumption Value (2021-2032)
  • 2.7 South Korea Fintech Lending Consumption Value (2021-2032)
  • 2.8 ASEAN Fintech Lending Consumption Value (2021-2032)
  • 2.9 India Fintech Lending Consumption Value (2021-2032)

3 World Fintech Lending Companies Competitive Analysis

  • 3.1 World Fintech Lending Revenue by Player (2021-2026)
  • 3.2 Industry Rank and Concentration Rate (CR)
    • 3.2.1 Global Fintech Lending Industry Rank of Major Players
    • 3.2.2 Global Concentration Ratios (CR4) for Fintech Lending in 2025
    • 3.2.3 Global Concentration Ratios (CR8) for Fintech Lending in 2025
  • 3.3 Fintech Lending Company Evaluation Quadrant
  • 3.4 Fintech Lending Market: Overall Company Footprint Analysis
    • 3.4.1 Fintech Lending Market: Region Footprint
    • 3.4.2 Fintech Lending Market: Company Product Type Footprint
    • 3.4.3 Fintech Lending Market: Company Product Application Footprint
  • 3.5 Competitive Environment
    • 3.5.1 Historical Structure of the Industry
    • 3.5.2 Barriers of Market Entry
    • 3.5.3 Factors of Competition
  • 3.6 Mergers & Acquisitions Activity

4 United States VS China VS Rest of World (by Headquarter Location)

  • 4.1 United States VS China: Fintech Lending Revenue Comparison (by Headquarter Location)
    • 4.1.1 United States VS China: Fintech Lending Revenue Comparison (2021 & 2025 & 2032) (by Headquarter Location)
    • 4.1.2 United States VS China: Fintech Lending Revenue Market Share Comparison (2021 & 2025 & 2032)
  • 4.2 United States Based Companies VS China Based Companies: Fintech Lending Consumption Value Comparison
    • 4.2.1 United States VS China: Fintech Lending Consumption Value Comparison (2021 & 2025 & 2032)
    • 4.2.2 United States VS China: Fintech Lending Consumption Value Market Share Comparison (2021 & 2025 & 2032)
  • 4.3 United States Based Fintech Lending Companies and Market Share, 2021-2026
    • 4.3.1 United States Based Fintech Lending Companies, Headquarters (States, Country)
    • 4.3.2 United States Based Companies Fintech Lending Revenue, (2021-2026)
  • 4.4 China Based Companies Fintech Lending Revenue and Market Share, 2021-2026
    • 4.4.1 China Based Fintech Lending Companies, Company Headquarters (Province, Country)
    • 4.4.2 China Based Companies Fintech Lending Revenue, (2021-2026)
  • 4.5 Rest of World Based Fintech Lending Companies and Market Share, 2021-2026
    • 4.5.1 Rest of World Based Fintech Lending Companies, Headquarters (Province, Country)
    • 4.5.2 Rest of World Based Companies Fintech Lending Revenue (2021-2026)

5 Market Analysis by Type

  • 5.1 World Fintech Lending Market Size Overview by Type: 2021 VS 2025 VS 2032
  • 5.2 Segment Introduction by Type
    • 5.2.1 P2P Business Lending
    • 5.2.2 P2P Consumer Lending
    • 5.2.3 Others
  • 5.3 Market Segment by Type
    • 5.3.1 World Fintech Lending Market Size by Type (2021-2026)
    • 5.3.2 World Fintech Lending Market Size by Type (2027-2032)
    • 5.3.3 World Fintech Lending Market Size Market Share by Type (2027-2032)

6 Market Analysis by Application

  • 6.1 World Fintech Lending Market Size Overview by Application: 2021 VS 2025 VS 2032
  • 6.2 Segment Introduction by Application
    • 6.2.1 Private Lending
    • 6.2.2 Company Lending
    • 6.2.3 Others
  • 6.3 Market Segment by Application
    • 6.3.1 World Fintech Lending Market Size by Application (2021-2026)
    • 6.3.2 World Fintech Lending Market Size by Application (2027-2032)
    • 6.3.3 World Fintech Lending Market Size Market Share by Application (2021-2032)

7 Company Profiles

  • 7.1 Ant Group
    • 7.1.1 Ant Group Details
    • 7.1.2 Ant Group Major Business
    • 7.1.3 Ant Group Fintech Lending Product and Services
    • 7.1.4 Ant Group Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.1.5 Ant Group Recent Developments/Updates
    • 7.1.6 Ant Group Competitive Strengths & Weaknesses
  • 7.2 JD Digits
    • 7.2.1 JD Digits Details
    • 7.2.2 JD Digits Major Business
    • 7.2.3 JD Digits Fintech Lending Product and Services
    • 7.2.4 JD Digits Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.2.5 JD Digits Recent Developments/Updates
    • 7.2.6 JD Digits Competitive Strengths & Weaknesses
  • 7.3 GrabFinance
    • 7.3.1 GrabFinance Details
    • 7.3.2 GrabFinance Major Business
    • 7.3.3 GrabFinance Fintech Lending Product and Services
    • 7.3.4 GrabFinance Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.3.5 GrabFinance Recent Developments/Updates
    • 7.3.6 GrabFinance Competitive Strengths & Weaknesses
  • 7.4 Du Xiaoman Finance
    • 7.4.1 Du Xiaoman Finance Details
    • 7.4.2 Du Xiaoman Finance Major Business
    • 7.4.3 Du Xiaoman Finance Fintech Lending Product and Services
    • 7.4.4 Du Xiaoman Finance Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.4.5 Du Xiaoman Finance Recent Developments/Updates
    • 7.4.6 Du Xiaoman Finance Competitive Strengths & Weaknesses
  • 7.5 SoFi
    • 7.5.1 SoFi Details
    • 7.5.2 SoFi Major Business
    • 7.5.3 SoFi Fintech Lending Product and Services
    • 7.5.4 SoFi Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.5.5 SoFi Recent Developments/Updates
    • 7.5.6 SoFi Competitive Strengths & Weaknesses
  • 7.6 Atom Bank
    • 7.6.1 Atom Bank Details
    • 7.6.2 Atom Bank Major Business
    • 7.6.3 Atom Bank Fintech Lending Product and Services
    • 7.6.4 Atom Bank Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.6.5 Atom Bank Recent Developments/Updates
    • 7.6.6 Atom Bank Competitive Strengths & Weaknesses
  • 7.7 Lending Club
    • 7.7.1 Lending Club Details
    • 7.7.2 Lending Club Major Business
    • 7.7.3 Lending Club Fintech Lending Product and Services
    • 7.7.4 Lending Club Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.7.5 Lending Club Recent Developments/Updates
    • 7.7.6 Lending Club Competitive Strengths & Weaknesses
  • 7.8 Prosper
    • 7.8.1 Prosper Details
    • 7.8.2 Prosper Major Business
    • 7.8.3 Prosper Fintech Lending Product and Services
    • 7.8.4 Prosper Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.8.5 Prosper Recent Developments/Updates
    • 7.8.6 Prosper Competitive Strengths & Weaknesses
  • 7.9 Upstart
    • 7.9.1 Upstart Details
    • 7.9.2 Upstart Major Business
    • 7.9.3 Upstart Fintech Lending Product and Services
    • 7.9.4 Upstart Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.9.5 Upstart Recent Developments/Updates
    • 7.9.6 Upstart Competitive Strengths & Weaknesses
  • 7.10 Enova
    • 7.10.1 Enova Details
    • 7.10.2 Enova Major Business
    • 7.10.3 Enova Fintech Lending Product and Services
    • 7.10.4 Enova Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.10.5 Enova Recent Developments/Updates
    • 7.10.6 Enova Competitive Strengths & Weaknesses
  • 7.11 Avant
    • 7.11.1 Avant Details
    • 7.11.2 Avant Major Business
    • 7.11.3 Avant Fintech Lending Product and Services
    • 7.11.4 Avant Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.11.5 Avant Recent Developments/Updates
    • 7.11.6 Avant Competitive Strengths & Weaknesses
  • 7.12 Funding Circle
    • 7.12.1 Funding Circle Details
    • 7.12.2 Funding Circle Major Business
    • 7.12.3 Funding Circle Fintech Lending Product and Services
    • 7.12.4 Funding Circle Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.12.5 Funding Circle Recent Developments/Updates
    • 7.12.6 Funding Circle Competitive Strengths & Weaknesses
  • 7.13 OnDeck
    • 7.13.1 OnDeck Details
    • 7.13.2 OnDeck Major Business
    • 7.13.3 OnDeck Fintech Lending Product and Services
    • 7.13.4 OnDeck Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.13.5 OnDeck Recent Developments/Updates
    • 7.13.6 OnDeck Competitive Strengths & Weaknesses
  • 7.14 Zopa
    • 7.14.1 Zopa Details
    • 7.14.2 Zopa Major Business
    • 7.14.3 Zopa Fintech Lending Product and Services
    • 7.14.4 Zopa Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.14.5 Zopa Recent Developments/Updates
    • 7.14.6 Zopa Competitive Strengths & Weaknesses
  • 7.15 October
    • 7.15.1 October Details
    • 7.15.2 October Major Business
    • 7.15.3 October Fintech Lending Product and Services
    • 7.15.4 October Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.15.5 October Recent Developments/Updates
    • 7.15.6 October Competitive Strengths & Weaknesses
  • 7.16 RateSetter (Metro Bank)
    • 7.16.1 RateSetter (Metro Bank) Details
    • 7.16.2 RateSetter (Metro Bank) Major Business
    • 7.16.3 RateSetter (Metro Bank) Fintech Lending Product and Services
    • 7.16.4 RateSetter (Metro Bank) Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.16.5 RateSetter (Metro Bank) Recent Developments/Updates
    • 7.16.6 RateSetter (Metro Bank) Competitive Strengths & Weaknesses
  • 7.17 Auxmoney
    • 7.17.1 Auxmoney Details
    • 7.17.2 Auxmoney Major Business
    • 7.17.3 Auxmoney Fintech Lending Product and Services
    • 7.17.4 Auxmoney Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.17.5 Auxmoney Recent Developments/Updates
    • 7.17.6 Auxmoney Competitive Strengths & Weaknesses
  • 7.18 GreeSky
    • 7.18.1 GreeSky Details
    • 7.18.2 GreeSky Major Business
    • 7.18.3 GreeSky Fintech Lending Product and Services
    • 7.18.4 GreeSky Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.18.5 GreeSky Recent Developments/Updates
    • 7.18.6 GreeSky Competitive Strengths & Weaknesses
  • 7.19 Borro
    • 7.19.1 Borro Details
    • 7.19.2 Borro Major Business
    • 7.19.3 Borro Fintech Lending Product and Services
    • 7.19.4 Borro Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.19.5 Borro Recent Developments/Updates
    • 7.19.6 Borro Competitive Strengths & Weaknesses
  • 7.20 Affirm
    • 7.20.1 Affirm Details
    • 7.20.2 Affirm Major Business
    • 7.20.3 Affirm Fintech Lending Product and Services
    • 7.20.4 Affirm Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.20.5 Affirm Recent Developments/Updates
    • 7.20.6 Affirm Competitive Strengths & Weaknesses
  • 7.21 Tala
    • 7.21.1 Tala Details
    • 7.21.2 Tala Major Business
    • 7.21.3 Tala Fintech Lending Product and Services
    • 7.21.4 Tala Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.21.5 Tala Recent Developments/Updates
    • 7.21.6 Tala Competitive Strengths & Weaknesses
  • 7.22 Best Egg
    • 7.22.1 Best Egg Details
    • 7.22.2 Best Egg Major Business
    • 7.22.3 Best Egg Fintech Lending Product and Services
    • 7.22.4 Best Egg Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.22.5 Best Egg Recent Developments/Updates
    • 7.22.6 Best Egg Competitive Strengths & Weaknesses
  • 7.23 Earnest
    • 7.23.1 Earnest Details
    • 7.23.2 Earnest Major Business
    • 7.23.3 Earnest Fintech Lending Product and Services
    • 7.23.4 Earnest Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.23.5 Earnest Recent Developments/Updates
    • 7.23.6 Earnest Competitive Strengths & Weaknesses
  • 7.24 Kabbage
    • 7.24.1 Kabbage Details
    • 7.24.2 Kabbage Major Business
    • 7.24.3 Kabbage Fintech Lending Product and Services
    • 7.24.4 Kabbage Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.24.5 Kabbage Recent Developments/Updates
    • 7.24.6 Kabbage Competitive Strengths & Weaknesses
  • 7.25 CreditEase
    • 7.25.1 CreditEase Details
    • 7.25.2 CreditEase Major Business
    • 7.25.3 CreditEase Fintech Lending Product and Services
    • 7.25.4 CreditEase Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.25.5 CreditEase Recent Developments/Updates
    • 7.25.6 CreditEase Competitive Strengths & Weaknesses
  • 7.26 Lufax
    • 7.26.1 Lufax Details
    • 7.26.2 Lufax Major Business
    • 7.26.3 Lufax Fintech Lending Product and Services
    • 7.26.4 Lufax Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.26.5 Lufax Recent Developments/Updates
    • 7.26.6 Lufax Competitive Strengths & Weaknesses
  • 7.27 Renrendai
    • 7.27.1 Renrendai Details
    • 7.27.2 Renrendai Major Business
    • 7.27.3 Renrendai Fintech Lending Product and Services
    • 7.27.4 Renrendai Fintech Lending Revenue, Gross Margin and Market Share (2021-2026)
    • 7.27.5 Renrendai Recent Developments/Updates
    • 7.27.6 Renrendai Competitive Strengths & Weaknesses

8 Industry Chain Analysis

  • 8.1 Fintech Lending Industry Chain
  • 8.2 Fintech Lending Upstream Analysis
  • 8.3 Fintech Lending Midstream Analysis
  • 8.4 Fintech Lending Downstream Analysis

9 Research Findings and Conclusion

    10 Appendix

    • 10.1 Methodology
    • 10.2 Research Process and Data Source

    Summary:
    Get latest Market Research Reports on Fintech Lending. Industry analysis & Market Report on Fintech Lending is a syndicated market report, published as Global Fintech Lending Supply, Demand and Key Producers, 2026-2032. It is complete Research Study and Industry Analysis of Fintech Lending market, to understand, Market Demand, Growth, trends analysis and Factor Influencing market.

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